Yes, some things really are free
February 25, 2005
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Despite what you may have heard to the contrary, some things in life are in fact free. One of those things is your credit report. Thanks to the new Fair and Accurate Credit Transactions Act (FACT Act), everyone is entitled to a free credit report once every 12 months from each of the 3 nationwide consumer credit reporting companies. I heard about this late last year, but since they are doing it by region (four different regions of the U.S. spread out over 3 month periods), living in the Midwest, I’ve had to wait. You can access this convenient service by going to AnnualCreditReport.com For those of you in the “western states”, better hurry up because your time runs out March 1st, when those of us here in the Midwest get our crack. I know, this is sensitive information and you’re probably worried it’s just another scam, but I heard about it on the national news a number of times late last year, but go do your own research to ease your mind.